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Refi Fha Loan To Conventional Usda Vs Fha What Are the Pros and Cons of a USDA Loan?. You may want to compare the USDA RD loan to another option, the FHA loan. If you’re wondering if you and your proposed property qualify for a USDA rural development loan, contact a branch close to you. One of our friendly loan officers will be happy to give you more details about the loan.conventional loan interest rate today After a pretty rough conclusion last week, yesterday’s stability was a welcome change for mortgage rates at. bond market demand dictates interest rates). Even though there was resilience in the.