This is the amount paid up front when you purchase a home and isn’t part of the loan. The higher the down payment, the less risky you seem to a lender – which could mean a lower interest rate, too. Employment history. We want to make sure you’ll be able to afford your home.
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Caliber Home Loans will pay a $2 million fine and hand out an unknown number of mortgage modifications to borrowers in the state of Massachusetts to settle allegations that the company steered.
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